Lloyd attended Newport college of art from 1967-1972 and then completed a postgraduate art teaching course in Leeds. After teaching art and pottery at Caerleon Comprehensive for a couple of years, Lloyd decided to move to Monmouth with friends from college and between them they set up Nailers Lane Gallery & Workshops.
Although successful, the workshops had to close due to redevelopment, so in 1978 Lloyd started a new career dealing in coins. This new lease of life prevented him from producing any serious artwork - just a dabble from time to time.
However in 2020, the global pandemic paired with the beginning of semi retirement, Lloyd was at last able to revive his interest in art. Currently working mostly with coloured pencils, Lloyd states;
"I like the honesty and freedom of children's art and the primitive and naive, yet I am also drawn to the use of colour and expressive nature of the post impressionist and fauvist painters but there is so much good art both past and present to admire and enjoy.
My practice is concerned with colour and form working mostly from life chasing and catching colours through a window of time. Although figurative and objective I don't wish to be too literal but more immediate and expressive and of course colourful".